Unfortunately, I am not in network with any insurance company. However, if you have a PPO insurance plan we can check your out of network benefits and see if your insurance can reimburse you for services. If you’d like to use your PPO plan, you will be responsible for the full fee at time of session and I will provide you with a super bill to submit to your insurance.

PPO plans have out of network benefits. HMO plans will only cover you for in-network providers. I am out of network and cannot accept HMO plans. (If you have an HMO plan and want to see someone who is covered, call the number on the back of your card and they will provide you with a list of in-network providers.)

Ask your insurance about your allowed amount and co-insurance percentage. Allowed amount is the maximum your plan will pay for a covered healthcare service. Co-insurance percentage is how much of the allowed amount your insurance will cover. (example: if your allowed amount is $200 and your co-insurance percentage is 50%, your insurance will reimburse you for $100.)

The deductible is the amount you have to pay before your insurance starts reimbursing you for services. If you have a $0 deductible, that means your insurance will start reimbursing you immediately.

Your confidentiality is the most important thing. Whatever you discuss in session stays between us. Your information is protected using a HIPAA compliant portal. However, state law and professional ethics require therapists to break confidentiality in the following cases:

1. Suspected past or present abuse or neglect of children, elders, and dependent adults.

2. Homicidal Ideation with a plan, means, and intent.

3. Suspicion that the client is seriously in danger of harming themselves.